Pay over time with

Spread the cost of a purchase into 3, 6, or 12 easy monthly payments*. 

*Subject to credit approval and acceptance into our program.

What is PayBright?

PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions.

By selecting PayBright as a payment method, participants can enjoy their program immediately, while spreading their payments over time.

prequalify to confirm you are eligible for a payment plan

Verify if your PayBright spending limit covers your cost of the program. You can pre-qualify before or after you've been fully accepted.

notify a member of our team once you've been accepted

Once you've received your acceptance into our program, notify a member of our admissions team (by email) about your intention to use Paybright as a payment plan. We will walk you through the steps of setting it up. See our FAQ below for more details.​

Easy payments

PayBright will automatically debit/charge monthly payments using your preferred payment method: a bank account or a Visa/Mastercard debit/credit card. You can spread the cost of a purchase into 3, 6, or 12 easy monthly payments.

What happens after I 
pre-qualify and have been accepted into a program?


Get in contact with the admissions team

In your acceptance email, inform the admissions team that you would like to take part in the PayBright payment plan.


Get Set Up

The admissions team will provide you with a link to schedule a meeting to go through your PayBright application. See our FAQ below for more details on what are the requirements to apply for the payment plan.


Enjoy Your program!

Our programs are designed to help participants navigate the job market and introduce them to industry leaders. Your career success is our number #1 priority!

Frequently Asked Questions

• To be 18+ years old
• To be a resident of Canada
• A Canadian Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
• An SMS-capable Canadian phone number (standard data/text messaging rates may apply)
• A valid government-issued piece of identification

You will be invited to sign up for a payment plan by a Palette team member once you 

  • Have been accepted into the program and; 
  • Have informed the admissions team in your acceptance email that you would like to participate in the PayBright payment plan. 

We encourage you to pre-qualify before you apply to determine if the plan can cover your cost of the program.

To learn more about PayBright and credit checks, please read this helpful FAQ article on the PayBright help site.

You will be able to review the payment plans offered to you after being invited to apply for a plan by a Palette team member.

Your first payment is typically due one month after you complete your transaction, and will continue to be debited automatically on the same day of each month for the rest of the term. To view your payment schedule for a monthly payment plan, log into your PayBright account and click “View Payment Schedule”.

PayBright will help you set up convenient, pre-authorized payments via your bank account or a Canadian bank account, or a Visa/Mastercard credit/debit card.

PayBright currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Please use an alternate payment method to pay for the balance owing (i.e.program cost less PayBright amount).

We encourage you to read our Financial Aid & Funding page for other options that may be available for you.

Please reach out to the PayBright team and they will be happy to look into the options available. You can contact them using this contact form.

For more information on late fees, please see this FAQ section on the PayBright help site.

Program fees are non-refundable, but we understand that extenuating circumstances may come up that prevent you from attending our program. Please contact the admissions team for more details.

For help with your payment plan or if you haven’t received your confirmation email, please contact PayBright via their website.

Please use an alternate payment method to pay for the program. We encourage you to read our Financial Aid & Funding page for other options that may be available for you.

Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please send them a message here.

*Monthly payment amounts, interest, and loan terms may depend on your personal credit profile. Some conditions apply. All transactions
are subject to approval by PayBright. Monthly payments may include a processing fee of up to $6.95. Loan offers may vary for customers in the province of Quebec.

*Please note that PayBright is an independent payment company and Palette Skills has no influence over whether your payment with
PayBright is accepted or not. If you have any trouble with your application, please contact PayBright Customer Service.


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